Get ready to collect payments in minutes with a fast and easy setup process
Delight your customers with hassle-free payments, saved cards, and zero redirections
Never worry about vulnerabilities with end-to-end secure API integration
Build consistent brand identity with a customizable checkout page
Split settlements to multiple accounts.
Settle payments to multiple partners in a single step.
Designed to suit e-commerce platforms, food delivery and ride-hailing apps, etc.
Use mobile SDKs for seamless integration in mobile apps
Start accepting payments instantly and boost revenue
Get insights on payments, settlements, refunds, etc.
Generate GST-compliant invoices with in-built payment links
Track payments with virtual accounts
Get insights on payments, settlements, refunds, etc.
Use SDKs for seamless integration in mobile apps
Business banking solutions for small businesses
Enables expense management, integrated accounting & more
Replace multiple accounts & apps with Open
Easy to use platform with real updates
Check and monitor expenses as they incur
Manual & automated bill uploads & approvals
No manual creation of reports anymore
Payment gateway is a medium that helps customers make secure payments to the merchant online through their website or app.
If you run an e-commerce business, integrating a payment gateway can simplify the way you collect payments.
As making online payments is simpler, faster, and more convenient, customers are open to using debit or credit cards, UPI, internet banking, or wallets to transfer money for the commodity or a subscription. So businesses integrate a payment gateway/ multiple payment gateways on their website or mobile application to ensure that customers have a seamless payment experience by enabling them to pay using the payment mode of their choice — as it’s simpler, faster, and more convenient.
Payment gateway is a medium that helps merchants collect payments from customers without hassles. It’s a transaction type wherein your customer can make payments directly through the payment gateway. All they have to do is add the card details and save them for future reference.
And it works for the customer as any transaction requires password/ OTP verification to ensure safety. So making payments through an online payment gateway becomes convenient and easy.
Payment gateway services protect customer’s payment details and help avoid breaches of data. And further eliminating the risk of exposing your business to fraud or additional charges. Apart from that, it also protects merchants while collecting payments as accounts with insufficient funds or exceeding credit limits will not be able to move ahead with the transaction.
The functions of a payment gateway are easy to map out. Once the customer adds the product or service to the cart and heads to the checkout page of the merchant’s website/ application, they can choose to pay via the payment gateway. After which, the customer can make the payment swiftly, and the amount gets settled instantly.
And the transaction can take place only after the customer adds the credit or debit card details on the payment page. It includes the card holder’s name, card expiration date & CVV number (card verification value). And since all the customer details saved on the payment gateways are encrypted from end to end, only once the customer approves the payment through the one-time mobile or email verification, the transfer will be successful and reach the merchant’s account.
By integrating Open’s payment gateway, both you and your customers will experience more flexibility when it comes to payments.
As Open’s payment gateway,
• Check eligibility criteria with the banking partner
• Enables customers by providing more payment options
• Customers can pick between cards, internet banking, UPI AutoPay, or others
• Low on processing fees & high on functionality
• Offers MDR (merchant discount rate) for payment means
• Has good success rate & timely support
• Includes a PCI-DSS compliant system
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Open is a connected banking platform for business payments that simplifies the process of sending, receiving, and reconciling payments for businesses. With Open, businesses can connect their bank accounts and accounting software like Tally, Zoho Books and more, to send and receive payments and reconcile their payment transactions. In addition to making payments and reconciliation easy, Open also offers built-in tools for GST invoicing, payment links for collecting online payments, and the ability to track account payables and receivables. Open has partnered with leading banks like ICICI Bank, State Bank of India, Axis Bank, Yes Bank, and other major Indian banks for connected banking, allowing businesses to directly make payments from the Open dashboard. But that's not all - Open also offers additional business tools for managing end-to-end payroll, expense management, and GST & tax filing directly from the platform.